A distinguished academic, entrepreneur, and Islamic finance expert with over two decades of experience spanning education, banking, and corporate leadership. • Ph.D. in Business Management, Universiti Sultan Zainal Abidin — developed the QASEM model for Zakat Asnaf entrepreneurship • MBA in Islamic Banking & Finance; Bachelor's in Accounting, International Islamic University Malaysia • Senior Lecturer, Universiti Sains Islam Malaysia; former Head of Program for Business Studies, University College TATI • Managing Director, Zee's Industries Sdn Bhd; Project Accountant, Ahmad Zaki Resources Berhad • Founder & Managing Director, Daya Fikir Solutions Core Areas: Islamic Banking & Finance • Zakat Institutions & Asnaf Entrepreneurship • Corporate Ethics Training • SME Development • Applied Research & Academic Training